Information On Equifax Class Action Lawsuit

n the world of legal battles, one of the most interesting debates involves Equifax and its security breaches.

Is there a case to be made for victims of this horrible breach? Is there a way to be compensated for all of the stresses and issues surrounding the security lapses by Equifax? This is where the Equifax class action lawsuit comes into action as a viable solution for all victims.

Here’s more on the Equifax class action lawsuit and how a person can move forward with the process.

What is the Equifax Breach?

In 2017, Equifax was hobbled after a series of high-handed cyber attacks took place on its servers.

The criminals attempted to breach through the various security protocols and gain access to sensitive data involving thousands of people. The numbers were staggering and this breach was one of the biggest in modern history considering the information that was taken.

This breach was said to have caused significant distress because of the nature of what was stolen.

Class Action Lawsuit

What is the Equifax class action lawsuit all about?

In general, the class action lawsuit states Equifax Inc. and Equifax Canada Co. were responsible for inefficient security protocols involving sensitive information held on their servers. This led to the complete removal of said information, which invoked several privacy legalities as stated by the federal government. Since Equifax claims to protect this information at all costs, it was unable to do so and that is the reason for the lawsuit going ahead.




It has been positioned as a class action lawsuit because it impacted a large number of people and everyone can make their claim in court. If an individual was a victim of this breach and their identity/credit information was swiped then they are eligible for the lawsuit as it is currently positioned.

The lawsuit states each victim was incorrectly protected and this led to several contractual breaches including consumer promises and contractual guarantees.

Legalities of the Equifax Lawsuit

The Fair Credit and Reporting Act states a person may be awarded compensation (i.e. money) for any type of credit harm involving a credit servicing agency. This includes Equifax. If appropriate measures weren’t taken to handle the individual’s personal information, the agency is responsible for the consequences.

Defendants

As of right now, Equifax has come out and wholeheartedly denied the allegations by stating all underlying regulations were applied and followed.

They state all procedures were followed involving data breaches involving sensitive information. They were able to spot the security vulnerability and make sure the online systems were shut off as soon as possible to make sure further attacks didn’t take place. They also took the time to alert the federal authorities to make sure everyone was on the same page and they were aware of what was transpiring at the time.

They believe the attack took place in the summer months of 2017, which means between May and July.

Government Decision

The government has taken time to go ahead and read through all of the details to understand what’s going on and how many people were impacted. After looking at all of the details to gauge how far the impact has gone, they’ve noted it is best to move forward with the class action lawsuit. The lawsuit is going to be handled by the court-decided legal firm and the name has been mentioned in the official court release.

All eligible persons in the country impacted by this breach are able to sign up for the class action lawsuit and receive proper time in the court of law.

Please note, individuals that had sensitive information on the servers before the breaches (September 7, 2017, or prior) can make their claim.

Suing Equifax

Start by contacting the appointed firm and learning more about the class action lawsuit.




There are several details to go through and it’s important to have all relevant documents in hand to be eligible. This will ensure all pertinent information is put in front of the legal representative in a timely manner.

To sue Equifax, a person has to be on the list and has to be eligible under the specific court-assigned guidelines. Anyone else cannot sign up for the lawsuit nor can they receive compensation.

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